Finances and Dental Insurance in Wheaton IL
When it comes to dental insurance in Wheaton IL, we know how confusing it can be to navigate the various options and terms. Here at Arden Dental Center we’re committed to helping you make the most of your dental insurance benefits, whether you’re coming in for a routine check-up or a more complex procedure. We take care of the insurance details so you can focus on what really matters – achieving your healthiest, brightest smile.
Dental Insurance Plans We Accept in Wheaton IL
Our office accepts benefits from nearly all major insurance plans as long as they are PPO or better. Because we believe you deserve the very best care, our office is a non-restricted dental practice like many offices in Schaumburg and Glen Ellyn. Here are just a few of the plans we work with:
Even though your insurance carrier may consider us out-of-network, we strive to support you in maximizing your dental benefits. We are very experienced in dealing with almost all carriers and often find that for most plans, there will be an insignificant difference in coverage. We are always happy to check your insurance coverage and go over any questions or concerns you may have prior to your first visit. We will file your claim, handle all the paperwork, and help you receive the maximum reimbursement you are entitled to from your insurance company.
Just give us a call at (630) 529-0303 or email us at info@ardendentalcenter.com and we will handle all your insurance needs for you!
How Dental Insurance Works at Our Wheaton IL Clinic
Whether it is a simple filling or a complete smile makeover, let us help! Before scheduling your complimentary consultation with Dr. Lu, feel free to delegate your insurance nitty-gritty to us. We’ll get back to you shortly with what we find out and explain your benefits in detail. We would be happy to clarify any insurance vague language or convoluted clauses as well. Feel free to call us at (630) 529-0303 or email us at info@ardendentalcenter.com.
Please prepare:
- Policy holder name and date of birth
- Insurance company, ID number, and group number
- Your social security number, if your insurance ID is not provided
No Insurance
The Arden Smile Plan has helped many individuals get a full suite of preventative services for a simple annual subscription fee or low monthly payments. In addition, members enjoy a 10% discount on all services without waiting periods or restrictions. Feel free to give us a call at (630) 529-0303 and we will be happy to analyze your individual needs.
Final Note: If you don't have dental insurance, don’t go to a dental office that is in-network. An in-network office has different fee schedules for patients with different insurance plans. Patients with no insurance ALWAYS have to pay the highest fees across all procedure codes at an in-network office. In a nutshell, you are paying more for less quality to subsidize in-network patients’ dental care.
Arden Smile Club
The Arden Dental Smile Plan is an in-office savings program designed for patients without dental insurance. It is an easy and reliable way to help you save money while offering you the quality dental care you deserve. We hope that you will utilize this plan to improve and maintain oral health for yourself and your family.
Not only are your routine oral exams and regular cleanings fully covered, but you also save on major treatments like root canals, implants, and crowns. When you become a member of our discount program, you’ll pay Arden Dental Center directly when you come in for your appointment, but at a discounted rate. You don’t need to worry about filling out complex paperwork or waiting for reimbursements. There is no waiting period, and everyone is accepted. There is unlimited plan usage for members and members always receive a discount at the time of service.
Understanding PPO and HMO Dental Plans
If you’re considering different types of dental insurance, it’s important to understand the basics of PPO (Preferred Provider Organization) and HMO (Health Maintenance Organization) plans. Let’s break down the main differences to help you decide which might work best for your needs.
PPO Dental Plans
PPO dental plans are among the most popular choices. With a PPO, you can choose from a network of participating dentists who offer reduced fees. These plans often cover:
- Preventative Care – Up to 100% for services like cleanings and exams
- Basic Treatments – Typically covers 80% for fillings, extractions, etc.
- Major Treatments – Covers around 50% for crowns, bridges, and similar procedures
PPO plans typically include an annual maximum benefit, generally ranging from $1,000 to $2,000.
HMO Dental Plans
With an HMO plan, you’ll choose a primary care dentist from a specific network to oversee all your dental care. HMO plans often have lower monthly premiums and fixed copayments, but coverage is limited to in-network providers. Some key features include:
- Lower monthly premiums and co-pays
- Limited choice in providers
- Pre-authorization required for certain treatments
Our knowledgeable team is happy to answer any questions you might have about these plan types and help guide you through choosing the best option for your needs.
Frequently Asked Questions About Dental Insurance
Have questions about dental insurance? Here are some of the most common questions we receive:
- What’s the difference between a PPO and HMO plan?
A PPO plan allows flexibility with out-of-network options and covers a percentage of services, whereas an HMO typically requires you to stick to an in-network provider with a pre-arranged fee structure. - What is a covered benefit?
A covered benefit is any treatment your insurance plan agrees to pay for, either in full or partially. Each plan is unique, so coverage for specific treatments varies. - What is optional treatment?
Optional treatments are dental services that may not be covered by insurance or may exceed your plan’s coverage limit, such as cosmetic procedures. We’ll discuss all options to help you make an informed decision.
If you have additional questions or would like to discuss your specific plan, please contact us at (630) 529-0303. We’re here to help you navigate your dental insurance with confidence.
Let’s Make the Most of Your Dental Insurance
Navigating dental insurance shouldn’t be a burden. Our team at Arden Dental Center in Wheaton IL is dedicated to helping you make the most of your benefits, from routine check-ups to more advanced care. With us by your side, you can focus on your oral health while we handle the insurance details.
Your healthiest, happiest smile is our priority – let us take care of the rest! Contact us today to schedule an appointment or to get answers to any of your insurance questions.
Arden Dental Center
531 E Roosevelt Rd STE 100
Wheaton IL 60187
(630) 529-0303
OFFICE HOURS
Monday
9:00am - 5:00pm
Tuesday
9:00am - 3:00pm
Wednesday
9:00am - 5:00pm
Thursday
10:00am - 6:00pm
Friday
Closed
Saturday & Sunday
Closed